Insurance is an Adult Behavior
Monday I visited the doctor for a three month check of my A1C to see how I was managing my diabetes.
Wednesday I visited the dentist for a three month check to see how I was managing my periodontal disease.
Last night after work I swept and mopped the floor.
Just now at home I vacuumed the carpets and floor.
Did I want to do any of these things? Hell, no. But I did them because I am an adult and they were required.
Yesterday, as I was driving around town doing errands, I listened to Rush Limbaugh railing about the Obamacare ruling. He said it was a tax. However, the Wife and I have insurance, so it is not a tax for us. But that is beside the point. Acquiring health insurance coverage requires that you have a physical and periodically visit the doctor. It also requires that you do what the doctor says, take the meds he prescribes and return when he says. Otherwise, your premiums will go up or your coverage will be cancelled.
It is my opinion that lots of people don’t have health insurance because they don’t want to act like adults. Even homeless people seem able to afford a smart phone. It is a personal choice. They put health insurance and probably dental care, which is rarely insured, off until problems warrant dealing with them, at which point treatment is expensive and pre-existing conditions preclude insurance coverage.
If nothing else, the private mandate will save millions of lives and increase the quality of life for millions more by requiring them to take responsibility for their medical care.
It is said that if Romney is elected, he will dismantle Obamacare. I find that hard to believe when Romney instituted a very successful version while Governor of Massachusetts. Additionally, Romney is probably taking advantage of the bigots and racists in the Tea Party as useful idiots to get elected. Paul Singer, one of the GOP’s biggest donors, is pro-gay and will undoubtedly exert a lot of influence on Romney, should he win the election.
I suspect the demos indicate the majority of Republicans have health insurance and a great many Democrats, especially among the young, do not. The mandate, which amounts to a tax for them, will be very unpopular and they will not come out for Obama.
Apparently, states can opt out of the plan, with dire consequences to Medicaid funding for the poor. You can bet the neoconfederacy made up of Texas, Mississippi, Louisiana, Alabama, Florida, Georgia and South Carolina will attempt just that to the detriment of their already poverty-striken residents.
The legislation requires states to enact policies before the end of the year ensuring the administration of health benefit exchanges, otherwise the federal government will do it for them. Of course the Tea Party-controlled legislature in North Carolina wants no part of it:
According to Senate leader Phil Berger, R-Rockingham: “Senators do not intend to take up legislation this year to create a health benefit exchange.”…
“Even without legislation right now, it’s quite possible that we would meet the standards of the federal government,” said Adam Linker, a health policy analyst at the left-leaning North Carolina Justice Center in Raleigh. “It’s yet to be seen how flexible they’re going to be, but in the past what they’ve shown so far is that they’re very flexible about state control.”
This is consistent with the GOP’s effort to stonewall every Obama program in order to keep him from getting re-elected. Unfortunately, they seem to think it is worth doing on the backs of the poor. You can count our conservative politicians among those who refuse to act like adults.